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43 BUSINESS IDEAS YOU CAN START TODAY WITH LITTLE OR NO CAPITAL

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RESEARCH has shown that thousands of university graduates are now opting to become entrepreneurs in their field of study. The study further shows that the reason is not necessary that self employment brings in more revenue but because it comes with more freedom. A self employed doctor or lawyer has absolute control of his time than one in full time employment. The biggest challenge for would be entrepreneurs is start up costs or capital, without which no business idea can take off. Online Business Journal, AFRO-PRENEUR gathered a few business ideas from the Small Business Opportunity Magazine that need minimal or no capital at all but can help you generate enough money to “Pay up some bills”. Below is the list of 43 easy business ideas you can start today without hassling about capital: 1. NEWSLETTER: One doesn’t have to be a genius to write a newsletter other than having a nose for news. Choose something you are interested in and write about it then local companies can place adverts...
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The future of mobile money in Africa: what you need to know in 2025

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Mobile money has transformed Africa’s financial landscape, providing millions with access to banking services without the need for traditional bank accounts. As we enter 2025, the mobile money ecosystem continues to evolve, driven by innovation, regulatory shifts, and increasing financial inclusion. Here’s what you need to know about the future of mobile money in Africa. 1. Expansion of cross-border transactions One of the most significant trends shaping mobile money in 2025 is the expansion of cross-border payments. With initiatives such as the African Continental Free Trade Area (AfCFTA) and the Pan-African Payment and Settlement System (PAPSS), more mobile money providers are facilitating seamless international transactions. This is expected to boost trade and financial integration across the continent. 2. Integration of artificial intelligence and blockchain Financial technology companies are increasingly leveraging artificial intelligence (AI) and blockchain to enhance secur...
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Best business loans & grants available for African entrepreneurs in 2025

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Starting or expanding a business in Africa requires capital, but securing funding can be a major challenge. Fortunately, in 2025, several business loans and grants are available to support African entrepreneurs. Whether you are launching a startup, growing your small business, or investing in new technology, this guide will help you find the best financing options. Why business funding matters for African entrepreneurs Africa is a rapidly growing market full of opportunities. However, access to capital remains a barrier for many entrepreneurs. Traditional banks often require high collateral, and interest rates can be discouraging. This is why business loans and grants from governments, international organizations, and private investors are crucial in helping African businesses thrive. Let’s explore some of the best funding opportunities available in 2025. 1. The Tony Elumelu Foundation (TEF) entrepreneurship programme Funding type: Grant Amount: $5,000 seed capital Who can apply: Entr...
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Who really wrote Bob Marley's Buffalo Soldier

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Why Journalists May Face Extinction in the Age of AI

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The media landscape is undergoing a seismic shift, one that threatens to render the traditional role of journalists obsolete. As artificial intelligence (AI) technology continues to advance at an unprecedented pace, it brings with it an array of tools capable of producing news content rapidly and efficiently. This evolution raises pressing questions about the future of journalism and the role of human journalists within it. While there is no doubt that journalism plays a crucial role in society, the reality is that AI could lead to the extinction of the profession as we know it. To begin with, AI possesses the remarkable ability to process vast amounts of data in mere seconds. In an age where information overload is a common concern, this capability allows AI systems to sift through countless sources, identify trends, and generate news stories almost instantaneously. For example, organisations like the Associated Press have already employed AI to automate the reporting of financial ea...
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Unlocking the Future: Why AI is your ultimate companion for success?

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In a world where technology is evolving at lightning speed, artificial intelligence (AI) stands out as the beacon of revolutionary change. From enhancing productivity to transforming industries, AI is not just a tool; it’s a partner in our journey towards a smarter, more efficient future. But what is the ultimate reason that every person should embrace AI? The answer lies in its unparalleled ability to amplify human potential. As we stand on the brink of a new era, the integration of AI into our daily lives is becoming increasingly apparent. Whether it's the personalised recommendations on your streaming service, the virtual assistants that help manage your schedule, or the advanced algorithms that predict market trends, AI is seeping into every facet of our existence. It’s not just about machines taking over; it’s about augmenting human capabilities to achieve more than we ever thought possible. AI’s versatility is its greatest strength. It can sift through vast amounts of data, u...
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Finding Passion and Purpose: Richard Branson's Entrepreneurial Journey

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Richard Branson is a British entrepreneur and adventurer who is best known as the founder of Virgin Group Ltd. He has been involved in various business ventures and has made a significant impact in industries such as music, aviation, telecommunications, and more. Branson's entrepreneurial journey began at a young age and has been marked by his innovative approach, risk-taking, and passion for adventure.  Sir Richard Branson His entrepreneurial spirit was evident from a young age. As a student, he showed a keen interest in business and started his first venture at the age of 16. He began by selling records through mail-order catalogs, which eventually laid the foundation for his future business endeavors. Driven by his love for music and his desire to share it with others, Branson took a leap of faith and opened his first record store, Virgin Records, in London. This marked the beginning of his empire, which would later expand to encompass various industries such as airlines, teleco...
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Taking Calculated Risks: Jack Ma's Journey with Alibaba

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Jack Ma, the co-founder of Alibaba, is widely recognized for his ability to take calculated risks and build an e-commerce empire. Throughout his journey, he embraced uncertainty, ventured into uncharted territories, and ultimately achieved immense success. His vision for Alibaba was rooted in embracing uncertainty. In the early 2000s, when e-commerce was still a relatively new concept in China, he saw the potential it held. With a belief that the internet could transform business, Ma founded Alibaba in 1999, taking a leap of faith during a time when the internet was still in its infancy. To achieve his vision, Ma ventured into unvebtured territories. He expanded Alibaba's services beyond traditional e-commerce, exploring new avenues and business models. One significant venture was the launch of Taobao in 2003, an online marketplace that revolutionized the way people bought and sold goods in China. This bold move directly challenged established players in the market, but it paid off...
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